Find Your Freedom.

Build Your Future.

Welcome to a place where clarity meets compassion, the Student Loan Empowerment Network – a service to support California student loan borrowers.

Get One-On-One

free student loan help with a live counselor.

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Get Answers

from trusted student loan resources.

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Get Clarification

from the Glossary of student loan terms.

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Navigating the maze of student loans can make you feel like you’ve lost your way.

We understand the confusion, and yes, even the frustration that comes with it.

You’re not alone.

The Student Loan Empowerment Network is not just another faceless institution; we are a network of actual people from non-profit agencies across California.

If you’re a student loan borrower in California, we’re here to be your ally, guide, and companion.

Some common student loan question topics include:

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Consolidation vs. Refinancing

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Loan Forgiveness & Discharge Options

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Managing Deferment & Forbearance

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Income-Driven Repayment Plans

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Default Prevention & Loan Rehabilitation

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Disputing Errors & Resolving Issues

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Navigating Special Circumstances

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Borrower Rights & Responsibilities

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Enhancing Financial Education

No matter what conundrum you’re facing, big or small, we have your back!

Frequently Asked Questions

Student Loans 101

Discover the basics: accessing loans online, identifying servicers, and federal vs. private loans.

Repayment Strategies

Understand repayment plans, defaults, forbearance, and forgiveness options.

Legal Issues

Explore legal assistance options for complex student loan situations.