Find Your Freedom.

Build Your Future.

If you’re in California, we have the resources you need to move forward on your student loan journey.

Get Free One-on-One Help

from a live student loan counselor.

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Get Answers

from trusted student loan resources.

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Get Clarification

from the Glossary of student loan terms.

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We understand the confusion and frustration that comes with student loans.

We are here to help!

The Student Loan Empowerment Network is not just another faceless institution. We are a network of actual people from non-profit agencies across California.

If you’re a student loan borrower in California, we’re here to be your ally, guide, and companion.

Common student loan questions we can help with:

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Consolidation vs. Refinancing

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Loan Forgiveness & Discharge Options

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Managing Deferment & Forbearance

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Income-Driven Repayment Plans

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Default Prevention & Loan Rehabilitation

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Disputing Errors & Resolving Issues

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Navigating Special Circumstances

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Borrower Rights & Responsibilities

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Enhancing Financial Education

Find answers to the most frequently asked questions.

Student Loans 101

Discover the basics: accessing loans online, identifying servicers, and federal vs. private loans.

Repayment Strategies

Understand repayment plans, defaults, forbearance, and forgiveness options.

Legal Issues

Explore legal assistance options for complex student loan situations.