Find Your Freedom.
Build Your Future.
If you’re in California, we have the resources you need to move forward on your student loan journey.

Get Free One-on-One Help
from a live student loan counselor.

Get Answers
from trusted student loan resources.

Get Clarification
from the Glossary of student loan terms.
We understand the confusion and frustration that comes with student loans.

We are here to help!
The Student Loan Empowerment Network is not just another faceless institution. We are a network of actual people from non-profit agencies across California.
If you’re a student loan borrower in California, we’re here to be your ally, guide, and companion.
Common student loan questions we can help with:
Consolidation vs. Refinancing
Loan Forgiveness & Discharge Options
Managing Deferment & Forbearance
Income-Driven Repayment Plans
Default Prevention & Loan Rehabilitation
Disputing Errors & Resolving Issues
Navigating Special Circumstances
Borrower Rights & Responsibilities
Enhancing Financial Education
Find answers to the most frequently asked questions.
Student Loans 101
Discover the basics: accessing loans online, identifying servicers, and federal vs. private loans.